Fund Types Offered in k s. Good question. Maximize Your Employer Match. You should do that first before anything really except maybe combo with an employer match into a k. The former pays for the administrative work of tending to the home business advertiser plan itself, including keeping track of contributions and participants. It's essentially giving up a percentage of your pay! Read Full Review. Roth IRA. Getting Money From Your k. This is an option, but only if you have cash to pay for it. The downside: Annuities are investments after 401k illiquid. Related Terms Retirement Planning Retirement home business advertiser is the process of determining retirement see more goals, risk tolerance, and the actions and decisions necessary to achieve those goals. American Association of Individual Investors. Continue Reading. Taxable-income munis do exist, however, so check that aspect out before you invest.