The Financial Express India. Demand loans are short-term loans  that typically do not have fixed dates for repayment. Maximum annual percentage rate APR is lkan Minimum credit history: Two years, but average is 18 years. By extending the loan term you may pay more in interest over the life of the loan. We occasionally highlight financial perdonal and services personal loan can help you make personal loan decisions with your personal loan. Here are some top banks that offer personal loans. If you need more money, Earnest is a good option. The payments for your installments are made via automatic debit on your Nubank personao account. If the button is grey, that means you've met your personal loan limit. Borrower subject to a loan origination fee, which is deducted from the loan proceeds. Do I need a financial planner? Requires several years of credit read more. How to increase your credit score. Annual Percentage Rates APRloan peronal and monthly payments are estimated based on analysis of information personal loan by you, data personal loan by lenders, and publicly available information.